Equine Mortality Insurance
Mortality and major medical, surgical, horse equipment, evacuation, air-transit
Protecting your horse means more than just care in the barn or pasture. Equine Mortality Insurance provides coverage for life-threatening illness, injury, or accidents anywhere your horse goes—whether at home, in training, during competition, or in transit. With options to extend protection for theft, humane destruction, and international travel, this coverage ensures that your investment and peace of mind are safeguarded against life’s unexpected risks.
Commercial Equine Operations
Boarding, breeding, training, instruction, clinics, horse sales
Whether you own or lease property, Commercial Equine Liability policies can be tailored to your needs and budget. Horses are unpredictable—even gentle ones can cause injury or damage. If you’re found negligent, the costs can be high. Liability policies offer vital protection, even if you already carry general liability coverage.
Additional coverages include 'care, custody and control', and non-owned horse equipment
Farms and Ranches
General liability, farm property
Your horse farm or ranch is more than property—it’s a way of life. Protecting it requires specialized insurance that goes beyond the basics, covering not only your horses but also your home, stables, equipment, and liability risks. With tailored equine farm and ranch solutions, you can safeguard what matters most—your land, your livelihood, and your peace of mind
Horse Clubs & Riding Centers
Equine & general liability, farm property
Whether you own or lease property, Commercial Equine Liability policies can be tailored to your needs and budget. Horses are unpredictable—even gentle ones can cause injury or damage. If you’re found negligent, the costs can be high. Liability policies offer vital protection, even if you already carry general liability coverage.
Additional coverages include 'care, custody and control', and non-owned horse equipment
Private Horse Owners
Horse owner and general liability, equine mortality
Owning a horse is a joy—but it also brings responsibility. Private Horse Owner Liability Insurance helps protect you if your horse causes injury or property damage, whether at home, on the trail, or in the show ring. With tailored options, this coverage provides peace of mind so you can enjoy your horse without the worry of unexpected liability risks.
Equine Service Professionals
Equine & general liability, 'care, custody and control', equipment cover
Equine service professionals play a vital role in supporting horses’ health and performance. From bodyworkers and braiders to freelance grooms and other specialists, dedicated insurance coverage protects your business and the horses in your care. Coverage can include equine liability for injury or property damage, commercial general liability on or off premises, protection for essential equipment, and care, custody, and control when handling horses owned by others. With tailored coverage for your profession, you can focus fully on delivering the best care while knowing you’re protected from unexpected risks.
Farriers
Commercial general liability, equine and professional liability, medical payments and fire liability
Farrier work is demanding and unpredictable. Just as horses need shoes for protection, your business needs tailored insurance. Coverage can extend on or off your premises, even to your rig and home. Without proper protection, a single lawsuit could threaten everything. Farrier insurance helps safeguard you, your assets, and the future of your business.
